Robinhood has sure come a long way since launching as a simple millennial investing app back in 2013. What started as a way for us simple people to buy stocks without paying commission has since exploded into a full-blown financial ecosystem.

These days, you can trade crypto, buy fractional shares of companies like Amazon for literally a dollar, open IRAs with a 3% match, and even earn interest on uninvested cash.

And now? The brand that made stock trading trendy is officially getting into mortgages too! 🥂

As of this month, Robinhood has teamed up with Sage Home Loans to offer new home loans AND refinancing at rates up to 0.75% lower than the national average — plus a $500 credit toward closing costs. 💸

That’s all with no minimum asset requirements and no complex hoops. Just one more perk for loyal users — though the real benefits hit if you’re a Robinhood Gold member.

Technically, anyone with a Robinhood account can apply for a Sage mortgage. But if you want that discounted rate and closing-cost credit, you’ll need to be (or become) a Gold member.

Gold membership costs just $5 per month (or $50 per year), and comes with a bunch of other perks including a 3% IRA match, access to higher cash-sweep rates, bigger instant deposits, and professional-grade research tools.

Unsure? You can start with a free 30-day trial just to test it out. 🎁

Applying is fully digital. Just log in to your account, select Exclusive Mortgage Rate, and choose whether you’re buying a new home or refinancing. From there, Sage handles the rest, everything from pre-qualification to locking in your rate.

The process reportedly takes minutes, and borrowers can even get a pre-approval letter in as little as FOUR minutes (yes, really).

This new move is a win-win for everyone involved. With mortgage rates still sitting near multi-year highs, that 0.75% discount isn’t pocket change — it could translate to tens of thousands in savings over the life of a loan.

For Robinhood, though, this isn’t just another new feature — it’s a statement. The company’s showing that it’s ready to play in the big leagues of finance (although, some would argue that they’re proven themselves already). After all, offering home loans is a far cry from its early days as a scrappy trading app for beginners. 👏

While some still associate Robinhood with meme stocks and the chaos of the crypto boom, the platform has quietly evolved into something much more sophisticated — a one-stop financial hub where investing, saving, and now home ownership are all reachable with one click. And with their speedy growth and success, we’re curious where they will go next.